Yakaz  keyboard_arrow_right 
Jobs  keyboard_arrow_right 
Charles Schwab

149 đź’Ľ Charles Schwab Jobs / Employment

Technical Director - Mobile, Chatbot and Service Messaging

new3 days ago
favorite_border

The Architect works as team member alongside the Technical Leads and other supporting team members to deliver scalable and secure technical solutions. Youll work closely with other technologists to define the strategy for the firm all while making decisions that set us up well to evolve and pivot. This is an opportunity to implement a modern conversational ecosystem, will enable Schwab to revolutionize how we have conversations and interactions with clients across live and asynchronous channels. Additionally you will, Lead architecture vision of the new digital delivery experience to ensure consistency with overall enterprise architecture Guide project teams on technology strategy; works closely with the rest of the team to create a modular and scalable solution that addresses future architectural changes and designs Drives the teams in engineering practices in test driven development, continuous integration, and automated deployment Be hands-on and engage in coding to help the team to develop the solution and solve all surfacing problems at hand Identifies and removes technical impediments What you have: BS/BA Degree in Computer Science or related field Minimum of 5 years of experience as an architect in building complex, highly scalable and low latency applications 10 years of solid development experience in distributed platform 7 years of programming language experience in Java, .NET Core, Javascript 5 years of experience developing web and mobile applications 1 years experience in embedding Machine Learning, Deep Learning, NLP/NLU into applications 1 years’ experience with developing chatbots or voice assistant solutions (i.e. Alexa Skills) 2 years experience developing and deploying applications on public cloud 2 years experience database technologies such as MongoDB, Elastic 2 years experience developing micro services and REST APIs. Understanding and demonstrated use of design patterns Technical liaison between Product team, legal, compliance, etc. Experience with Agile development methodology and Test-Driven Development Experience with unit tests and functional tests, preferably using test driven development Innovative thinker with the ability to come up with creative solutions to solve problems and overcome hurdles

jobs byAdzuna

Director, IAM Regulatory Program

new3 days ago
favorite_border

The Director is responsible for coordinating execution of the IAM Roadmap as it relates to Regulatory and Compliance matters, implementing controls to adequately address regulations and identified issues, implementing new processes, tools or controls, and facilitating responses for regulatory inquiries and exams. In addition to responding to regulators, this role will also be engaging with Senior Leadership at Schwab to ensure a consistent message is being delivered to regulators and Management’s expectations are being met. Processes and responsibilities will include: Manage the Regulatory Program within the IAM organization, ensuring alignment with the overall IAM Roadmap with addressing operational gaps; Serve as a liaison between IAM and the business, providing overall support and guidance to ensure compliance to the firm’s Information Security and Access Administration policies; Follow and enhance processes and procedures that govern IAM and Schwab Cybersecurity; Contribute to, planning, orchestrating, and delivering regulatory initiatives including legal, operational, and information technology deliverables; Rigorously manages scope of regulatory projects to ensure commitments are achieved within agreed upon time, cost, and quality parameters; Liaise with internal stakeholders in Schwab Technology Services, ISRM, Compliance, Regulatory Liaison Office and Internal Audit, etc; Evaluate regulatory and audit items and provide recommendations on remediation approach and timelines; Facilitate cross-organizational meetings to ensure progress in on plan to target; Lead regulatory gap assessments against current state, including sustainability of remediation plans; Develop and/or coordinate content development for reports and communication going to regulators and Senior Management; What you have: 10 years of experience in an IT, Cybersecurity and/or IT Auditing, IT Project Management, preferably in the Financial Services industry; Excellent organizational skills, strong attention to detail and proven project management skills; Demonstrated understanding of process flows with the ability to identify control gaps that leave the firm susceptible to risk; Knowledge of laws and regulations surrounding the financial services sector is a plus; Strong background in Technology Services, with specific experience with the concepts of Identity and Access Management; Proven ability to quickly build relationships and earn the trust of sponsors and key stakeholders; Ability to organize teams, establish direction and approach, resolve conflict, deliver tough messages with grace; Ability to navigate a highly matrixed organization effectively; Ability to communicate verbally and in writing at all levels within the organization, including with regulators, with clarity and precision; Must have excellent analytical and problem solving skills with the ability to execute process improvements and solutions; Proven success in working collaboratively, improving productivity, and designing/coordinating the implementation of ideas; Excellent teamwork, interpersonal and communication skills with demonstrated ability to partner with senior management teams across the firm; Ability to develop and propose potential solutions and plans for next steps, exhibiting confidence in anticipating obstacles and the consequences of decisions in order to drive projects forward; Ability to work independently, exercising good judgment under minimal supervision, maintaining effectiveness and efficiencies in their day-to-day workload; BA/BS Degree.

jobs byAdzuna

Managing Director – Modernizing our Contact Center Through Digital Solutions

new3 days ago
favorite_border

This Managing Director position will manage one or more direct reports and will report to the Leader of Channel Migration. This person will be charged with helping shape the vision for the business organizations digital adoption strategy. This includes, identifying, defining, measuring, and optimizing the representative and client experience for digital service related capabilities. To do this, you will develop a deep understanding of the current client and representative experiences, the competitive environment, current state gaps, field needs, and be able to develop the recommended experience solutions. The role requires the ability to synthesize complex information and diverse needs into clear and obtainable outcomes. Responsibilities include: Act as the Chief Product Manager for Digital Services in the Business Provide strategic leadership for digital service efforts Maintain external orientation (competitive analysis) to inform best practices in digital adoption Work closely and partner with digital stakeholders in technology to achieve a best-in-class customer experience Synthesizing requirements across teams/business units Identifying dependencies/tradeoffs Influencing and driving for prioritization, funding and implementation Measuring the impact of your initiatives Ensuring necessary partner engagement and input Managing budget needs and asks Ensuring structure and governance in place for all efforts What you have: A minimum 5-7 years leadership experience in a related role Demonstrable strategic thinking and effective problem solving skills 2 years knowledge of Agile Methodology and Principles Excellent written and oral communication skills Ability to communicate at all levels in the organization (with senior management, technical and business stakeholders Working knowledge of investment and banking products, with a focus on client needs and effective distribution practices Experience with how brokerage firms operate and able to assess the impact of initiatives and implement changes effectively Recent or extensive experience leading client-facing, front line delivery organizations; Schwab experience strongly preferred High-level expertise in multiple job processes Makes sound, timely decisions in a dynamic and matrixed organization, with keen attention to procedures, and in response to client and field input to address issues and opportunities An understanding of client needs and workflow, and an ability to communicate these needs to internal partners Results oriented leader who takes the initiative and effectively distills strategy, analytics, and varied sets of input to drive to decisions and follow through with strategic, practical execution Strong detail and process orientation using metrics to measure productivity and progress; exceptional analytic and problem solving skills Courageous leader who develops followership and builds high performing, diverse, cross functional teams of both direct and indirect members rallied around the strategy Experience managing multiple priorities and overseeing distinct teams with varied strengths A passion for talent development including initiatives supporting acquisition efforts of top talent Strong emotional intelligence/maturity and senior level executive presence Thrives on initiating, building and cultivating strong relationships inside and outside the organization; highly collaborative with an ability to influence, engage and build consensus with executives, peers and front line employees Proven oral and written communication skills, including experience developing and delivering presentations to senior management and large audiences BA/BS degree; MBA preferred FINRA Series 7, 9 & 10 preferred

jobs byAdzuna

Director: Enterprise Compliance - Risk Metrics

new3 days ago
favorite_border

Enterprise Compliance is looking for a Director to support its growing responsibilities. The Director will report to the Managing Director – Enterprise Compliance and will implement new processes to assess, monitor, and report on enterprise-wide regulatory risks. As a Director, your responsibilities may include, but will not be limited to, the following activities: Leading efforts across Compliance to develop and enhance Compliance risk metrics, including leading discussions with subject matter experts and helping to develop methodologies for assessing and measuring risk metrics. May involve working with in-house quants to apply statistical analysis to risk metrics. Developing procedures for Compliance risk metrics governance, including with respect to validation and re-calibration. Working with Compliance Risk Assessment teams to identify key risks for which additional risk metrics should be developed. Conducting an annual Compliance Risk Assessment covering the regulatory aspects of enterprise-wide risks, such as: Volcker, privacy, information security, capital, liquidity, credit, market, model, and business continuity. Working with Compliance and other subject matter experts to create an annual enterprise-wide Compliance Risk Assessment Report summarizing the risk assessment results of Compliance and other second-line of defense risk assessments. Providing subject matter expertise / regulatory guidance on compliance risk to specialized firm-wide second line of defense functions. What you have: Qualifications: A minimum of 10 years in financial services, with direct experience working in Compliance or other Risk function (e.g., operational risk, capital risk, credit risk), and/or in a quantitative analysis role. Experience in developing, assessing or enhancing risk metrics and familiarity with regulatory expectations relating to metrics. Familiarity with risk metrics concepts and terminology, such as leading v. lagging, index/portfolio metrics, thresholds, and KRIs. Understanding of compliance risks that transcend business lines, legal entities and jurisdictions of operations and familiarity with regulatory requirements and expectations of prudential regulators (FRB, OCC) with respect to bank holding companies. Understanding of the products and services offered by broker-dealer, investment advisors, and/or banking institutions. Excellent written and oral communication skills. Ability to build relationships and establish trust, respect, and confidence. Proven ability to identify and solve complex issues in a team environment working with various levels of management while adhering to project management principles. Fully proficient in the use of Microsoft Office and SharePoint including Word, PowerPoint, and Excel. BA/BS degree required. Strong preference for any of the following: MBA Experience in Bank Holding Company / Intermediate Holding Company Compliance Experience in Operational Risk, Credit Risk, Market Risk, Treasury, or in Internal Audit covering such functions.

jobs byAdzuna

Technical Director - DevOps Architect (ERN4)

new3 days ago
favorite_border

You will work with our other technical coaches in a hands-on fashion with teams as they adopt DevOps practices. This role requires expertise in cloud, infrastructure as code, continuous integration/delivery pipelines, and Agile technical practices (i.e., test driven development, behavior driven development). You should be comfortable working at all levels of the organization. Essential functions: Coach teams on Agile, Lean, and DevOps principles and practices Educate teams & leaders on continuous integration (CI), continuous delivery (CD), and DevOps approaches to software delivery Work hands-on with teams to adopt continuous integration & delivery practices Help the organization identify and remove system, team, and individual level impediments which limit productivity and quality. Provide Pivotal Cloud Foundry (PCF) expertise to best support CD and DevOps Provide expert guidance on IaC, environment provisioning, and other deployment automation Identify and implement process improvements which support auditing requirements in a manner that supports DevOps Educate on the DevOps tools usage and practices Track and provide feedback to teams and organizations on DevOps adoption Coach development teams on agile engineering practices such as ATDD/BDD, TDD, clean code practices, pair programming, refactoring, collective code ownership. Guide adoption on Agile test automation practices to support continuous delivery (i.e., helping teams create automated test suites that adhere to the test pyramid) Build, deliver and improve customized DevOps and Agile technical training What you have: Required Skills: Bachelor’s degree Five years’ experience working as part of an Agile team in an agile environment Five years’ experience with Agile Software Development practices including DevOps, Extreme Programming (XP), Test Driven Development (TDD), and Scrum or Kanban Ability to work as a change agent and influence leaders in DevOps adoption across the organization Expert-level knowledge of CI servers, IaC, and trade-offs of various practices and tools Significant experience creating cloud-based services/applications and working with Cloud hosting platforms Experience mentoring and coaching development teams to effectively create and use test automation Hands-on coaching experience helping teams adopt agile engineering practices such as ATDD/BDD, TDD, clean code practices, refactoring, simple design. Expertise in systems architecture, design, development, and testing with object-oriented/functional languages, relational and NoSQL databases Solid understanding of modern architectures and technology stacks (e.g., RESTful services, modern Javascript frameworks, mocking frameworks and techniques) Experience working with large, small, remote and collocated agile teams Willingness and ability to partner with other Agile Coaches and technical leaders across the organization Experience in creating Agile training / workshop material A passion for software technology and continually growing your craft by learning new techniques and tools Leadership qualities, good judgment, clear communication skills Desired Skills: Hands-on experience with Pivotal Cloud Foundry Experience with building applications in support of a micro services architecture Experience with multiple languages/environments using BDD and TDD in multiple, large projects Experience mob and pair programming with Agile teams Technology and framework experience with Java, C#, Javascript Knowledge of object relational mapping tools and NoSQL databases Knowledge and experience with Agile scaling frameworks (LeSS, Nexus, SAFe)

jobs byAdzuna

Director Enterprise Compliance

new3 days ago
favorite_border

The Corporate Compliance Risk Management (“CCRM”) is a firm-wide compliance program established to meet Federal Reserve expectations of The Charles Schwab Corporation. Within CCRM, the Enterprise Compliance team is responsible for establishing and maintaining a program to assess, monitor, and report on a variety of enterprise-wide risks, such as Volcker, as well as for providing oversight of the Compliance Risk Assessment framework across all Compliance Programs. What you’ll do: Enterprise Compliance is looking for a Director to support its growing responsibilities. The Director will report to the Managing Director – Enterprise Compliance and will implement new processes to assess, monitor, and report on enterprise-wide regulatory risks. As a Director, your responsibilities may include, but will not be limited to, the following activities: Conducting an annual Compliance Risk Assessment covering the regulatory aspects of enterprise-wide risks, such as: Volcker, privacy, information security, capital, liquidity, credit, market, model, and business continuity. Working to continually enhance the firm’s Compliance Risk Assessment framework and coordinating the execution of annual Compliance Risk Assessments across the firm. Working with Compliance and other subject matter experts to create an annual enterprise-wide Compliance Risk Assessment Report summarizing the risk assessment results of Compliance and other second-line of defense risk assessments. Providing advice and guidance to business partners and 2LoD functions with respect to adherence to Volcker Rule requirements applicable to proprietary trading, liquidity management, and investments in Covered Funds. Providing subject matter expertise / regulatory guidance on compliance risk to specialized firm-wide second line of defense functions. Working with relevant subject matter experts to develop quantitative risk metrics to support various Compliance processes, including management reporting and Compliance Risk Assessment. Providing governance framework with respect to risk metrics calibration and validation. What you have: Qualifications: A minimum of 10 years in financial services, with direct experience working in Compliance or other risk function (e.g., operational risk, capital risk, credit risk), finance, or internal audit. Strong understanding of varying compliance risks that transcend business lines, legal entities and jurisdictions of operations and familiarity with regulatory requirements and expectations of prudential regulators (FRB, OCC) with respect to bank holding companies. Strong understanding of the products and services offered by broker-dealer, investment advisors, and/or banking institutions. Excellent written and oral communication skills. Ability to build relationships and establish trust, respect, and confidence. Proven ability to identify and solve complex issues in a team environment working with various levels of management while adhering to project management principles. Fully proficient in the use of Microsoft Office and SharePoint including Word, PowerPoint, and Excel. BA/BS degree required. Strong preference for any of the following: JD or MBA Experience in Bank Holding Company / Intermediate Holding Company Compliance Experience in Volcker Compliance Experience in Operational Risk, Credit Risk, Market Risk, Treasury, or in Internal Audit covering such functions.

jobs byAdzuna

Technical Director - DevOps Architect (ERN4)

new3 days ago
favorite_border

You will work with our other technical coaches in a hands-on fashion with teams as they adopt DevOps practices. This role requires expertise in cloud, infrastructure as code, continuous integration/delivery pipelines, and Agile technical practices (i.e., test driven development, behavior driven development). You should be comfortable working at all levels of the organization. Essential functions: Coach teams on Agile, Lean, and DevOps principles and practices Educate teams & leaders on continuous integration (CI), continuous delivery (CD), and DevOps approaches to software delivery Work hands-on with teams to adopt continuous integration & delivery practices Help the organization identify and remove system, team, and individual level impediments which limit productivity and quality. Provide Pivotal Cloud Foundry (PCF) expertise to best support CD and DevOps Provide expert guidance on IaC, environment provisioning, and other deployment automation Identify and implement process improvements which support auditing requirements in a manner that supports DevOps Educate on the DevOps tools usage and practices Track and provide feedback to teams and organizations on DevOps adoption Coach development teams on agile engineering practices such as ATDD/BDD, TDD, clean code practices, pair programming, refactoring, collective code ownership. Guide adoption on Agile test automation practices to support continuous delivery (i.e., helping teams create automated test suites that adhere to the test pyramid) Build, deliver and improve customized DevOps and Agile technical training What you have: Required Skills: Bachelor’s degree Five years’ experience working as part of an Agile team in an agile environment Five years’ experience with Agile Software Development practices including DevOps, Extreme Programming (XP), Test Driven Development (TDD), and Scrum or Kanban Ability to work as a change agent and influence leaders in DevOps adoption across the organization Expert-level knowledge of CI servers, IaC, and trade-offs of various practices and tools Significant experience creating cloud-based services/applications and working with Cloud hosting platforms Experience mentoring and coaching development teams to effectively create and use test automation Hands-on coaching experience helping teams adopt agile engineering practices such as ATDD/BDD, TDD, clean code practices, refactoring, simple design. Expertise in systems architecture, design, development, and testing with object-oriented/functional languages, relational and NoSQL databases Solid understanding of modern architectures and technology stacks (e.g., RESTful services, modern Javascript frameworks, mocking frameworks and techniques) Experience working with large, small, remote and collocated agile teams Willingness and ability to partner with other Agile Coaches and technical leaders across the organization Experience in creating Agile training / workshop material A passion for software technology and continually growing your craft by learning new techniques and tools Leadership qualities, good judgment, clear communication skills Desired Skills: Hands-on experience with Pivotal Cloud Foundry Experience with building applications in support of a micro services architecture Experience with multiple languages/environments using BDD and TDD in multiple, large projects Experience mob and pair programming with Agile teams Technology and framework experience with Java, C#, Javascript Knowledge of object relational mapping tools and NoSQL databases Knowledge and experience with Agile scaling frameworks (LeSS, Nexus, SAFe)

jobs byAdzuna

Director: Enterprise Compliance - Risk Metrics

new3 days ago
favorite_border

Enterprise Compliance is looking for a Director to support its growing responsibilities. The Director will report to the Managing Director – Enterprise Compliance and will implement new processes to assess, monitor, and report on enterprise-wide regulatory risks. As a Director, your responsibilities may include, but will not be limited to, the following activities: Leading efforts across Compliance to develop and enhance Compliance risk metrics, including leading discussions with subject matter experts and helping to develop methodologies for assessing and measuring risk metrics. May involve working with in-house quants to apply statistical analysis to risk metrics. Developing procedures for Compliance risk metrics governance, including with respect to validation and re-calibration. Working with Compliance Risk Assessment teams to identify key risks for which additional risk metrics should be developed. Conducting an annual Compliance Risk Assessment covering the regulatory aspects of enterprise-wide risks, such as: Volcker, privacy, information security, capital, liquidity, credit, market, model, and business continuity. Working with Compliance and other subject matter experts to create an annual enterprise-wide Compliance Risk Assessment Report summarizing the risk assessment results of Compliance and other second-line of defense risk assessments. Providing subject matter expertise / regulatory guidance on compliance risk to specialized firm-wide second line of defense functions. What you have: Qualifications: A minimum of 10 years in financial services, with direct experience working in Compliance or other Risk function (e.g., operational risk, capital risk, credit risk), and/or in a quantitative analysis role. Experience in developing, assessing or enhancing risk metrics and familiarity with regulatory expectations relating to metrics. Familiarity with risk metrics concepts and terminology, such as leading v. lagging, index/portfolio metrics, thresholds, and KRIs. Understanding of compliance risks that transcend business lines, legal entities and jurisdictions of operations and familiarity with regulatory requirements and expectations of prudential regulators (FRB, OCC) with respect to bank holding companies. Understanding of the products and services offered by broker-dealer, investment advisors, and/or banking institutions. Excellent written and oral communication skills. Ability to build relationships and establish trust, respect, and confidence. Proven ability to identify and solve complex issues in a team environment working with various levels of management while adhering to project management principles. Fully proficient in the use of Microsoft Office and SharePoint including Word, PowerPoint, and Excel. BA/BS degree required. Strong preference for any of the following: MBA Experience in Bank Holding Company / Intermediate Holding Company Compliance Experience in Operational Risk, Credit Risk, Market Risk, Treasury, or in Internal Audit covering such functions.

jobs byAdzuna

Director: Enterprise Compliance - Risk Metrics

new3 days ago
favorite_border

Enterprise Compliance is looking for a Director to support its growing responsibilities. The Director will report to the Managing Director – Enterprise Compliance and will implement new processes to assess, monitor, and report on enterprise-wide regulatory risks. As a Director, your responsibilities may include, but will not be limited to, the following activities: Leading efforts across Compliance to develop and enhance Compliance risk metrics, including leading discussions with subject matter experts and helping to develop methodologies for assessing and measuring risk metrics. May involve working with in-house quants to apply statistical analysis to risk metrics. Developing procedures for Compliance risk metrics governance, including with respect to validation and re-calibration. Working with Compliance Risk Assessment teams to identify key risks for which additional risk metrics should be developed. Conducting an annual Compliance Risk Assessment covering the regulatory aspects of enterprise-wide risks, such as: Volcker, privacy, information security, capital, liquidity, credit, market, model, and business continuity. Working with Compliance and other subject matter experts to create an annual enterprise-wide Compliance Risk Assessment Report summarizing the risk assessment results of Compliance and other second-line of defense risk assessments. Providing subject matter expertise / regulatory guidance on compliance risk to specialized firm-wide second line of defense functions. What you have: Qualifications: A minimum of 10 years in financial services, with direct experience working in Compliance or other Risk function (e.g., operational risk, capital risk, credit risk), and/or in a quantitative analysis role. Experience in developing, assessing or enhancing risk metrics and familiarity with regulatory expectations relating to metrics. Familiarity with risk metrics concepts and terminology, such as leading v. lagging, index/portfolio metrics, thresholds, and KRIs. Understanding of compliance risks that transcend business lines, legal entities and jurisdictions of operations and familiarity with regulatory requirements and expectations of prudential regulators (FRB, OCC) with respect to bank holding companies. Understanding of the products and services offered by broker-dealer, investment advisors, and/or banking institutions. Excellent written and oral communication skills. Ability to build relationships and establish trust, respect, and confidence. Proven ability to identify and solve complex issues in a team environment working with various levels of management while adhering to project management principles. Fully proficient in the use of Microsoft Office and SharePoint including Word, PowerPoint, and Excel. BA/BS degree required. Strong preference for any of the following: MBA Experience in Bank Holding Company / Intermediate Holding Company Compliance Experience in Operational Risk, Credit Risk, Market Risk, Treasury, or in Internal Audit covering such functions.

jobs byAdzuna

Managing Director - Data Science

new3 days ago
favorite_border

The Managing Director, Data Science will leverage statistical algorithms to provide decision makers across Schwab with insights and solutions to important business projects. This position will use a wide range of modeling techniques including but not limited to machine learning, deep learning, Bayesian modeling, time series and econometric modeling, design of experiments, marketing mix modeling, and other approaches. In addition, the position will also work on exploring most recent innovations in modeling techniques and applying those to structured and unstructured data across various business use cases. There will be a diverse set of business applications and project areas that this position will be responsible for. This includes areas such as: Recommendation systems across different product, content and user levels NLP/NLU/NLG based Conversational assistants and other relevant use cases Anomaly detection for cybersecurity and other relevant use cases Predictive modeling for acquisition, retention and asset consolidation Business impact analyses to help the firm determine the ROI on strategic investments Customer lifetime value modeling Job Responsibilities Provide data science vision and leadership on using modeling and algorithms to uncover new insights that drive decisions to impact the business Support multiple business units and use cases on a wide range of advanced modeling projects Consult with business partners to understand and define their needs in terms of clear data science project deliverables Fully scope modeling projects including defining clear business value, determining modeling approach in discussion with data scientists, identifying right resources needed, development of execution plan and realizing business impact Work independently or collaboratively throughout the complete project lifecycle across a range of cross-functional teams including product managers, data engineers, architects, and other business plus engineering teams Clearly communicate methodologies and results to increase our business partners’ understanding and confidence in Advanced modeling capabilities and recommendations Work with UI/UX/market researchers, various business partners, engineering teams and other analytical teams to align and integrate modeling efforts in various end user applications Provide education and consultation to various cross-functional teams and decision makers to understand impact of AI to frame and solve complex business problems. What you have: MS/PhD in Machine Learning, Computer Science or other quantitative disciplines highly preferred 10 years or more work experience in an advanced modeling role (working with external clients and/or internal business partners) Strong Python/R and SQL programming and data mining experience. Solid understanding of machine learning algorithms and their appropriate use for wide variety of use cases across marketing, product, sales, service and risk Experience with Hadoop ecosystem including experience in data mining using Hive, Sqoop, Drill, plus other query languages Ability to work with large transactional databases across multiple platforms (Teradata, Oracle, HDFS, SAS) Proven ability to execute complex modeling projects end to end for a large Fortune 500 company Outstanding oral and written communication and interpersonal skills; skill & interest in communicating with senior levels of management. Must be able to clearly understand and articulate the linkage between business objectives/ decisions and analytical approaches & findings. Must possess strong interview/consulting skills to probe deep into questions, the broad analytic skill set to ensure they are solved appropriately and the narrative skills to recommend action steps. Must possess a love for problem solving and genuinely enjoy helping our business partners succeed. Financial services experience preferred.

jobs byAdzuna

Technical Director - Mobile, Chatbot and Service Messaging

new3 days ago
favorite_border

The Architect works as team member alongside the Technical Leads and other supporting team members to deliver scalable and secure technical solutions. Youll work closely with other technologists to define the strategy for the firm all while making decisions that set us up well to evolve and pivot. This is an opportunity to implement a modern conversational ecosystem, will enable Schwab to revolutionize how we have conversations and interactions with clients across live and asynchronous channels. Additionally you will, Lead architecture vision of the new digital delivery experience to ensure consistency with overall enterprise architecture Guide project teams on technology strategy; works closely with the rest of the team to create a modular and scalable solution that addresses future architectural changes and designs Drives the teams in engineering practices in test driven development, continuous integration, and automated deployment Be hands-on and engage in coding to help the team to develop the solution and solve all surfacing problems at hand Identifies and removes technical impediments What you have: BS/BA Degree in Computer Science or related field Minimum of 5 years of experience as an architect in building complex, highly scalable and low latency applications 10 years of solid development experience in distributed platform 7 years of programming language experience in Java, .NET Core, Javascript 5 years of experience developing web and mobile applications 1 years experience in embedding Machine Learning, Deep Learning, NLP/NLU into applications 1 years’ experience with developing chatbots or voice assistant solutions (i.e. Alexa Skills) 2 years experience developing and deploying applications on public cloud 2 years experience database technologies such as MongoDB, Elastic 2 years experience developing micro services and REST APIs. Understanding and demonstrated use of design patterns Technical liaison between Product team, legal, compliance, etc. Experience with Agile development methodology and Test-Driven Development Experience with unit tests and functional tests, preferably using test driven development Innovative thinker with the ability to come up with creative solutions to solve problems and overcome hurdles

jobs byAdzuna

Managing Director, Software Applications Engineer

new3 days ago
favorite_border

The primary responsibility of the Managing Director is to lead the execution of the application modernization initiatives within Schwab Charitable Technology, and be the single point of accountability for business and technology domain partners. This role requires leading a geographically disbursed technical team; that includes a Scrum Master, Application DB Developers, Architect, Development and Test Engineers. The preferred candidate must have strong execution, organization, and people leadership capabilities to lead our Agile-oriented teams. The abilities to understand and align with technology and business goals, and communicate with senior business leadership are essential to the success of this role. The ideal candidate will have a passion for emerging technologies and be capable of influencing and inspiring the team in developing innovative solutions that meet the business needs. Closely collaborate with technology and business partners across the firm to scale existing products to new lines of business while also advancing our digital agenda through automation and straight through processing. Create strategic and highly-functional team partnerships with business and other application technology leaders. Own end-to-end availability and performance of mission critical services and build automation to prevent problem recurrence; automate response to all non-exceptional service conditions Utilize best-in-class technology solutions to develop compelling features Clients will love that also advance strategic agendas, like ongoing application modernization, retirement of legacy platforms, cross-enterprise scaling, cloud migration, and the adoption of dev ops Actively manage engagement of employees and provide coaching to support both their career development and product delivery. Provide direction and mentoring of junior staff and oversight for contingent workers. Able to assess and mitigate risk, manage budget and timeline, develop and realize a technology roadmap, and work closely with business partners on prioritization and change control to ensure successful delivery What you have: Bachelors degree in Computer Science, related discipline or equivalent experience 10 years of leading and managing technology/development teams, with project management, resource management, and offshore resource management capabilities 5 years of experience with running medium to large/complex projects with multiple dependencies 5 years of experience in Financial Services Industry a plus Agile Methodology/DevOps knowledge and/or Scrum training or certification, with experience leading in an Agile delivery environment Leadership and Management: Demonstrated ability to define and communicate strategy and vision, as well as influence across the Enterprise is essential Demonstrated ability to effectively empower and motivate teams and partners in delivering technology enabled business solutions that meet business needs Ability to identify talent, recruit, hire, and build high-performing teams Ability to execute at scale in a dynamic environment and coordinate across multiple time zones and locations Ability to build strong relationships and promote collaboration Ability to coach, mentor, and provide direct, timely performance feedback; experience setting direction, tracking progress, and ensuring accountability Strong interpersonal, analytical, problem solving, communication and organizational skills Demonstrated ability to facilitate technical discussions and drive solutions forward to achieve business needs This includes developing strategic roadmaps and communication strategies for teams Ability to facilitate dialog and retrospectives with a diverse group of stakeholders and to review feedback to drive continuous improvement in tools, practices and processes within the emerging enterprise SAvE standards at Schwab Technical Professional experience delivering scalable enterprise applications with high availability and reliability[; experience leading teams that built distributed scalable enterprise-class applications using C#, ASP.Net, Angular, HTML5, DHTML, CSS, JavaScript, JavaScript Frameworks Experience leading in an Agile delivery environment and implementing Continuous Delivery is a big plus Broad and deep knowledge of IT/software technology and trends, domain knowledge and experience in infrastructure support, application development, and cloud based application development, web services, middleware, operating systems, databases, networking, security Cloud technologies and business intelligence Good knowledge of Microsoft Windows, Red Hat LINUX, standard relational databases, such as Microsoft SQL Server, IBM DB2 or Oracle and NO SQL Databases (Mongo) Strong innovation, creativity, and problem-solving skills, including experience facilitating incident management and system recovery efforts Experience in planning, implementation and support of business application components, including change and release management

jobs byAdzuna

Managing Director, Advisor Services Relationship Management

new3 days ago
favorite_border

Advisor Services, the leading provider of custodial, operational and trading support for independent fee-based investment advisors is looking for a sales person like you Our heritage of serving advisors by bringing them the “best of Schwab,” our specialized expertise and our continued investment in their business is unparalleled. Your experience and commitment can help make it possible for us to offer a depth and breadth of services supported by leading technology and experienced, dedicated people to our advisor clients to help them profitably grow, compete and succeed in their business efforts. Reporting to a Senior Managing Director, the Managing Director (MD) of Relationship Management will, in a business-to-business (B2B) sales environment, provide leadership, sales management and coaching to Relationship Managers and a Support Specialist in a regional office, as well as manage complex client relationships with top-tier advisors while actively pursuing opportunities to improve their level of profitability. The Managing Director will be responsible for all general business activities, people and relationship management, and the office’s clients’ experience with Schwab. What you’ll do: Motivate and coach direct reports through all stages of Schwab Advisor Services’ sales process. Anticipate client issues and problems and proactively take necessary steps to prevent such problems from occurring while effectively coordinating with other SI departments. Manage and grow existing client relationships and influence positive change in their operations, as well as communicate policy changes to them. Manage and organize sales situations with clients, as well as negotiate long term pricing in exchange for increased assets. What you have: A proven ability to deliver excellent client service with the ability to anticipate and resolve problems under their own initiative. General management background including familiarity with human resources policies related to management. Experience with building teams; ability to motivate and coach direct reports. Superior communication, interpersonal and listening skills. Outstanding presentation and negotiation skills – ability to think on feet, solve problems, listen, persuade and develop win/win solutions. In-depth knowledge of Schwab Institutional products and services. Deep understanding of, and adherence to, Schwab Advisor Services’ sales’ process coupled with strong knowledge and the ability to leverage and communicate features and benefits of our platform, technologies, tools, products and services. Demonstrated expertise in all aspects of the RIA industry including technology, operations, practice management, compliance, fee structures and the competition. Bachelor’s degree or equivalent experience required. 5-7 years of financial services industry and relationship management experience. 2-4 years of sales management experience strongly preferred. Series 7, 63, 24 required. (Series 24 can be obtained under a condition of employment)

jobs byAdzuna

Director, Executive Compensation

new3 days ago
favorite_border

The Executive Compensation team oversees the total rewards framework for Schwab’s Officer population, administers the equity compensation programs and deferred compensation programs and supports the Compensation Committee of the Board of Directors. As a Director, Executive Compensation, you will work closely with partners and business leaders to design implement and administer all equity compensation programs and the deferred compensation programs. You will report to the VP of Executive Compensation. What you’ll do: Design, implement and administer all equity compensation programs including Schwab’s annual program, the ESPP and non-employee director equity awards. Manage relationship with Stock Plan Services (stock plan administrator). Advise business leaders and talent acquisition team on off-cycle equity awards including retention and new hire grants. Ensure financial, tax and compliance reporting for equity plans (partnering with Payroll , Finance, and Corporate Oversight Administer Deferred Compensation Plans (I and II) including deferrals, payments and educational materials. Partner with the Compensation Operations team to administer the annual equity award program (i.e. Key Contributor). Keep plan documents, award agreements up to date and in compliance with new regulations. Manage non-employee director’s equity compensation and Form 1099-MISC process. Partner with the greater HR Organization as necessary, building and strengthening relationships across the entire enterprise. What you have: 10 years’ experience in executive compensation and/or equity administration for a public company. Certified Equity Professional preferred. Bachelors degree preferred. Financial services expertise preferred. Strong consulting and leadership skills, including the ability to make decisions to ensure effective achievement of objectives. Excellent analytical, quantitative, and cost modeling skills. An exceptional communicator able to effectively persuade and influence across channels with a purpose. Work well with others in a fast-paced, team environment. Identify and solve problems creatively; ability to think beyond immediate consequences. Flexibility to work in situations where there is no unique, correct answer.

jobs byAdzuna

Director, Executive Compensation

new3 days ago
favorite_border

The Executive Compensation team oversees the total rewards framework for Schwab’s Officer population, administers the equity compensation programs and deferred compensation programs and supports the Compensation Committee of the Board of Directors. As a Director, Executive Compensation, you will work closely with partners and business leaders to design implement and administer all equity compensation programs and the deferred compensation programs. You will report to the of Executive Compensation. What you’ll do: Design, implement and administer all equity compensation programs including Schwab’s annual program, the ESPP and non-employee equity awards. Manage relationship with Stock Plan Services (stock plan administrator). Advise business leaders and talent acquisition team on off-cycle equity awards including retention and new hire grants. Ensure financial, tax and compliance reporting for equity plans (partnering with Payroll , Finance, and Corporate Oversight Administer Deferred Compensation Plans (I and II) including deferrals, payments and educational materials. Partner with the Compensation Operations team to administer the annual equity award program (i.e. Key Contributor). Keep plan documents, award agreements up to date and in compliance with new regulations. Manage non-employee ’s equity compensation and Form 1099-MISC process. Partner with the greater HR Organization as necessary, building and strengthening relationships across the entire enterprise. What you have: 10 ’ experience in executive compensation and/or equity administration for a public company. Certified Equity Professional preferred. s degree preferred. Financial services expertise preferred. Strong consulting and leadership skills, including the ability to make decisions to ensure effective achievement of objectives. Excellent analytical, quantitative, and cost modeling skills. An exceptional communicator able to effectively persuade and influence across channels with a purpose. Work well with others in a fast-paced, team environment. Identify and solve problems creatively; ability to think beyond immediate consequences. Flexibility to work in situations where there is no unique, correct answer.

jobs byAdzuna

Director, Executive Compensation

new3 days ago
favorite_border

The Executive Compensation team oversees the total rewards framework for Schwab’s Officer population, administers the equity compensation programs and deferred compensation programs and supports the Compensation Committee of the Board of Directors. As a Director, Executive Compensation, you will work closely with partners and business leaders to design implement and administer all equity compensation programs and the deferred compensation programs. You will report to the VP of Executive Compensation. What you’ll do: Design, implement and administer all equity compensation programs including Schwab’s annual program, the ESPP and non-employee director equity awards. Manage relationship with Stock Plan Services (stock plan administrator). Advise business leaders and talent acquisition team on off-cycle equity awards including retention and new hire grants. Ensure financial, tax and compliance reporting for equity plans (partnering with Payroll , Finance, and Corporate Oversight Administer Deferred Compensation Plans (I and II) including deferrals, payments and educational materials. Partner with the Compensation Operations team to administer the annual equity award program (i.e. Key Contributor). Keep plan documents, award agreements up to date and in compliance with new regulations. Manage non-employee director’s equity compensation and Form 1099-MISC process. Partner with the greater HR Organization as necessary, building and strengthening relationships across the entire enterprise. What you have: 10 years’ experience in executive compensation and/or equity administration for a public company. Certified Equity Professional preferred. Bachelors degree preferred. Financial services expertise preferred. Strong consulting and leadership skills, including the ability to make decisions to ensure effective achievement of objectives. Excellent analytical, quantitative, and cost modeling skills. An exceptional communicator able to effectively persuade and influence across channels with a purpose. Work well with others in a fast-paced, team environment. Identify and solve problems creatively; ability to think beyond immediate consequences. Flexibility to work in situations where there is no unique, correct answer.

jobs byAdzuna

Director, Regulatory Counsel

new3 days ago
favorite_border

Serve as the primary legal resource to Schwab’s Regulatory Reporting group, providing interpretive advice and guidance on all applicable bank regulatory reporting requirements (FR Y-9C, FR Y-15, FFIEC 031 call reports, FFIEC 101, FR 2052a, etc.) Monitor proposed and final new reporting requirements and changes to existing requirements, assess impact on Schwab, draft and circulate summaries and impact analyses of regulatory reporting developments, draft comment letters where appropriate Assist in drafting and reviewing public disclosures required under applicable bank regulations and guidance, including Basel III regulatory capital disclosures, disclosures required under the liquidity coverage ratio rule, and disclosures of capital stress testing results) Assist with various Regulatory Counsel bank regulatory projects, primarily involving Schwab’s Treasury Capital Markets, Liquidity Risk Management, and Capital Stress Testing groups on an as needed basis What you have: Education/Experience: JD required. Must have at least 10 years work experience with either a bank other financial services company, government agency, or law firm in any of the following: regulatory reporting, periodic public disclosures, regulatory capital requirements, liquidity coverage ratio and liquidity risk management, or drafting comment letters on proposed rulemaking Strong written and oral and written communication and analytical skills Subject matter expertise in bank regulatory matters Ability to work effectively and collaboratively with others at all levels across the organization and provide authoritative guidance to management and staff within the organization Experience working within a large, complex financial services organization. Ability to work independently and proactively Problem solving skills as well as flexibility and adaptability are of key importance. Preferred Skills: Familiarity with FDIC insurance assessment requirements depository institutions

jobs byAdzuna

Director, Regulatory Counsel

new3 days ago
favorite_border

Serve as the primary legal resource to Schwab’s Regulatory Reporting group, providing interpretive advice and guidance on all applicable bank regulatory reporting requirements (FR Y-9C, FR Y-15, FFIEC 031 call reports, FFIEC 101, FR 2052a, etc.) Monitor proposed and final new reporting requirements and changes to existing requirements, assess impact on Schwab, draft and circulate summaries and impact analyses of regulatory reporting developments, draft comment letters where appropriate Assist in drafting and reviewing public disclosures required under applicable bank regulations and guidance, including Basel III regulatory capital disclosures, disclosures required under the liquidity coverage ratio rule, and disclosures of capital stress testing results) Assist with various Regulatory Counsel bank regulatory projects, primarily involving Schwab’s Treasury Capital Markets, Liquidity Risk Management, and Capital Stress Testing groups on an as needed basis What you have: Education/Experience: required. Must have at least 10 work experience with either a bank other financial services company, government agency, or law firm in any of the following: regulatory reporting, periodic public disclosures, regulatory capital requirements, liquidity coverage ratio and liquidity risk management, or drafting comment letters on proposed rulemaking Strong written and oral and written communication and analytical skills Subject matter expertise in bank regulatory matters Ability to work effectively and collaboratively with others at all levels across the organization and provide authoritative guidance to management and staff within the organization Experience working within a large, complex financial services organization. Ability to work independently and proactively Problem solving skills as well as flexibility and adaptability are of key importance. Preferred Skills: Familiarity with FDIC insurance assessment requirements depository institutions

jobs byAdzuna

Director Enterprise Compliance

new3 days ago
favorite_border

The Corporate Compliance Risk Management (“CCRM”) is a firm-wide compliance program established to meet Federal Reserve expectations of The Charles Schwab Corporation. Within CCRM, the Enterprise Compliance team is responsible for establishing and maintaining a program to assess, monitor, and report on a variety of enterprise-wide risks, such as Volcker, as well as for providing oversight of the Compliance Risk Assessment framework across all Compliance Programs. What you’ll do: Enterprise Compliance is looking for a Director to support its growing responsibilities. The Director will report to the Managing Director – Enterprise Compliance and will implement new processes to assess, monitor, and report on enterprise-wide regulatory risks. As a Director, your responsibilities may include, but will not be limited to, the following activities: Conducting an annual Compliance Risk Assessment covering the regulatory aspects of enterprise-wide risks, such as: Volcker, privacy, information security, capital, liquidity, credit, market, model, and business continuity. Working to continually enhance the firm’s Compliance Risk Assessment framework and coordinating the execution of annual Compliance Risk Assessments across the firm. Working with Compliance and other subject matter experts to create an annual enterprise-wide Compliance Risk Assessment Report summarizing the risk assessment results of Compliance and other second-line of defense risk assessments. Providing advice and guidance to business partners and 2LoD functions with respect to adherence to Volcker Rule requirements applicable to proprietary trading, liquidity management, and investments in Covered Funds. Providing subject matter expertise / regulatory guidance on compliance risk to specialized firm-wide second line of defense functions. Working with relevant subject matter experts to develop quantitative risk metrics to support various Compliance processes, including management reporting and Compliance Risk Assessment. Providing governance framework with respect to risk metrics calibration and validation. What you have: Qualifications: A minimum of 10 years in financial services, with direct experience working in Compliance or other risk function (e.g., operational risk, capital risk, credit risk), finance, or internal audit. Strong understanding of varying compliance risks that transcend business lines, legal entities and jurisdictions of operations and familiarity with regulatory requirements and expectations of prudential regulators (FRB, OCC) with respect to bank holding companies. Strong understanding of the products and services offered by broker-dealer, investment advisors, and/or banking institutions. Excellent written and oral communication skills. Ability to build relationships and establish trust, respect, and confidence. Proven ability to identify and solve complex issues in a team environment working with various levels of management while adhering to project management principles. Fully proficient in the use of Microsoft Office and SharePoint including Word, PowerPoint, and Excel. BA/BS degree required. Strong preference for any of the following: JD or MBA Experience in Bank Holding Company / Intermediate Holding Company Compliance Experience in Volcker Compliance Experience in Operational Risk, Credit Risk, Market Risk, Treasury, or in Internal Audit covering such functions.

jobs byAdzuna

Director Enterprise Compliance

new3 days ago
favorite_border

The Corporate Compliance Risk Management (“CCRM”) is a firm-wide compliance program established to meet Federal Reserve expectations of The Charles Schwab Corporation. Within CCRM, the Enterprise Compliance team is responsible for establishing and maintaining a program to assess, monitor, and report on a variety of enterprise-wide risks, such as Volcker, as well as for providing oversight of the Compliance Risk Assessment framework across all Compliance Programs. What you’ll do: Enterprise Compliance is looking for a Director to support its growing responsibilities. The Director will report to the Managing Director – Enterprise Compliance and will implement new processes to assess, monitor, and report on enterprise-wide regulatory risks. As a Director, your responsibilities may include, but will not be limited to, the following activities: Conducting an annual Compliance Risk Assessment covering the regulatory aspects of enterprise-wide risks, such as: Volcker, privacy, information security, capital, liquidity, credit, market, model, and business continuity. Working to continually enhance the firm’s Compliance Risk Assessment framework and coordinating the execution of annual Compliance Risk Assessments across the firm. Working with Compliance and other subject matter experts to create an annual enterprise-wide Compliance Risk Assessment Report summarizing the risk assessment results of Compliance and other second-line of defense risk assessments. Providing advice and guidance to business partners and 2LoD functions with respect to adherence to Volcker Rule requirements applicable to proprietary trading, liquidity management, and investments in Covered Funds. Providing subject matter expertise / regulatory guidance on compliance risk to specialized firm-wide second line of defense functions. Working with relevant subject matter experts to develop quantitative risk metrics to support various Compliance processes, including management reporting and Compliance Risk Assessment. Providing governance framework with respect to risk metrics calibration and validation. What you have: Qualifications: A minimum of 10 years in financial services, with direct experience working in Compliance or other risk function (e.g., operational risk, capital risk, credit risk), finance, or internal audit. Strong understanding of varying compliance risks that transcend business lines, legal entities and jurisdictions of operations and familiarity with regulatory requirements and expectations of prudential regulators (FRB, OCC) with respect to bank holding companies. Strong understanding of the products and services offered by broker-dealer, investment advisors, and/or banking institutions. Excellent written and oral communication skills. Ability to build relationships and establish trust, respect, and confidence. Proven ability to identify and solve complex issues in a team environment working with various levels of management while adhering to project management principles. Fully proficient in the use of Microsoft Office and SharePoint including Word, PowerPoint, and Excel. BA/BS degree required. Strong preference for any of the following: JD or MBA Experience in Bank Holding Company / Intermediate Holding Company Compliance Experience in Volcker Compliance Experience in Operational Risk, Credit Risk, Market Risk, Treasury, or in Internal Audit covering such functions.

jobs byAdzuna

Technical Director - DevOps Architect (ERN4)

new3 days ago
favorite_border

You will work with our other technical coaches in a hands-on fashion with teams as they adopt DevOps practices. This role requires expertise in cloud, infrastructure as code, continuous integration/delivery pipelines, and Agile technical practices (i.e., test driven development, behavior driven development). You should be comfortable working at all levels of the organization. Essential functions: Coach teams on Agile, Lean, and DevOps principles and practices Educate teams & leaders on continuous integration (CI), continuous delivery (CD), and DevOps approaches to software delivery Work hands-on with teams to adopt continuous integration & delivery practices Help the organization identify and remove system, team, and individual level impediments which limit productivity and quality. Provide Pivotal Cloud Foundry (PCF) expertise to best support CD and DevOps Provide expert guidance on IaC, environment provisioning, and other deployment automation Identify and implement process improvements which support auditing requirements in a manner that supports DevOps Educate on the DevOps tools usage and practices Track and provide feedback to teams and organizations on DevOps adoption Coach development teams on agile engineering practices such as ATDD/BDD, TDD, clean code practices, pair programming, refactoring, collective code ownership. Guide adoption on Agile test automation practices to support continuous delivery (i.e., helping teams create automated test suites that adhere to the test pyramid) Build, deliver and improve customized DevOps and Agile technical training What you have: Required Skills: Bachelor’s degree Five years’ experience working as part of an Agile team in an agile environment Five years’ experience with Agile Software Development practices including DevOps, Extreme Programming (XP), Test Driven Development (TDD), and Scrum or Kanban Ability to work as a change agent and influence leaders in DevOps adoption across the organization Expert-level knowledge of CI servers, IaC, and trade-offs of various practices and tools Significant experience creating cloud-based services/applications and working with Cloud hosting platforms Experience mentoring and coaching development teams to effectively create and use test automation Hands-on coaching experience helping teams adopt agile engineering practices such as ATDD/BDD, TDD, clean code practices, refactoring, simple design. Expertise in systems architecture, design, development, and testing with object-oriented/functional languages, relational and NoSQL databases Solid understanding of modern architectures and technology stacks (e.g., RESTful services, modern Javascript frameworks, mocking frameworks and techniques) Experience working with large, small, remote and collocated agile teams Willingness and ability to partner with other Agile Coaches and technical leaders across the organization Experience in creating Agile training / workshop material A passion for software technology and continually growing your craft by learning new techniques and tools Leadership qualities, good judgment, clear communication skills Desired Skills: Hands-on experience with Pivotal Cloud Foundry Experience with building applications in support of a micro services architecture Experience with multiple languages/environments using BDD and TDD in multiple, large projects Experience mob and pair programming with Agile teams Technology and framework experience with Java, C#, Javascript Knowledge of object relational mapping tools and NoSQL databases Knowledge and experience with Agile scaling frameworks (LeSS, Nexus, SAFe)

jobs byAdzuna

VP, Financial Consultant

new4 days ago
favorite_border

The Financial Consultant position is part of our Branch Network, which is responsible for providing wealth management and financial planning advice to individuals and families. Managing wealth on behalf of our clients may include: retirement planning, education planning, investment management, and estate planning, as well as partnering with specialists to offer banking, insurance, and lending solutions. In this capacity, the Financial Consultant is responsible for providing an exceptional investor experience for clients with more than $250,000 in assets. Financial Consultants also focus on developing referrals as well as increasing net asset flow and offering advised solutions. WHAT YOU HAVE: A desire to change the way you look at your career An entrepreneurial spirit and drive A compass that points toward doing right by clients at every opportunity A minimum of four years’ financial services experience working with retail clients, with proven success in providing advice and consultation, and in managing, developing, and expanding client relationships Strong industry and market knowledge Excellent consultative, interpersonal, and communication skills WHAT YOU’LL GET: Comprehensive Compensation and Benefits package. Financial Health: 401k Match, Employee Stock Purchase Plan, Employee Discounts, Personalized advice, Brokerage discounts. Work/Life Balance: Sabbatical, Paid Parental Leave, New Mothers returning to work Program, Tuition Reimbursement Programs, Time off to volunteer, Employee Matching Gifts Program. Everyday Wellness: Health and Lifestyle Wellness Rewards, Onsite Fitness Classes, Healthy Food Choices, Wellness Champions. Inclusion: Employee Resource Groups, Commitment to diversity, Strategic partnerships. Not just a job, but a career, with an opportunity to do the best work of your life. Learn more about LifeSchwab. EDUCATION, LICENSES, AND DESIGNATIONS: Bachelor’s degree required A valid and active Series 7 license is required A valid and active Series 66 (63/65) license is required (may be obtained within a 90-day condition of employment) A valid and active Life and Health Insurance license is required (may be obtained within a 120-day condition of employment) CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is preferred

jobs byAdzuna

Managing Director - Strategy & Transformation, Operations

new4 days ago
favorite_border

The Strategy & Transformation team in Schwab’s Operational Services is uniquely positioned in the core of Schwab. The teams and technologies in Operational Services enable clients to do things such as open accounts, move money, trade, obtain tax forms, and seek help when they need it. We need a Strategy & Transformation leader who can help define the right strategy for Operational Services and help our organization develop the right skills and mindsets to achieve that vision. What you’ll do: As a Managing Director of Strategy & Transformation, you’ll report into the Vice President of Operations Strategy. You and your team will focus on defining and accelerating strategic transformation across Operations. You’ll work in a high-performing team with former top-tier consultants, investment bankers, technologists, and industry veterans. You’ll create partnerships with all levels of Operations leadership, including day-to-day interactions with senior leadership. The Managing Director has a wide range of responsibilities, including: Help define and evolve strategy for Operations and its individual functions Design a training program and materials that will empower teams to accelerate digital transformation Facilitate development of strategic objectives, metrics, and roadmaps for teams across Operations Coach teams across Operations to build and evolve their objectives, metrics, and roadmaps Partner across Schwab to align strategies and roadmaps (product, client experience, technology, operations, etc.) Support critical strategic initiatives and priorities for Schwab Serve as a trusted thought partner to Operations leadership Develop top-grade executive presentations for internal and external audiences Research emerging trends and opportunities and translate into actionable insights Manage, coach, and support 1-2 strategy team members Representative project topics include: digital client experience AI, machine learning, automation, data and dashboards, call centers, development of business roadmaps, training and enablement What you have: 8 years of work experience, ideally with 4 years of experience in strategy and/or transformation, in a top-tier consulting firm or strategy group in a large technology or financial services firm Experience driving change and sustaining change within an organization Exceptional written & verbal communication skills, including ability to develop top-tier presentations Ability to influence, facilitate, and teach strategic thinking & planning High EQ, leadership presence, and ability to build credibility with teams of all seniorities Ability to drive work independently, manage multiple projects, and manage teams simultaneously Desire to work in a fast-paced, dynamic work environment and the drive to do whatever it takes Team-oriented mindset Interest in technology disruption in Financial Services (automation, AI, data, etc.)

jobs byAdzuna

VP, Financial Consultant

new4 days ago
favorite_border

The Financial Consultant position is part of our Branch Network, which is responsible for providing wealth management and financial planning advice to individuals and families. Managing wealth on behalf of our clients may include: retirement planning, education planning, investment management, and estate planning, as well as partnering with specialists to offer banking, insurance, and lending solutions. In this capacity, the Financial Consultant is responsible for providing an exceptional investor experience for clients with more than $250,000 in assets. Financial Consultants also focus on developing referrals as well as increasing net asset flow and offering advised solutions. WHAT YOU HAVE: A desire to change the way you look at your career An entrepreneurial spirit and drive A compass that points toward doing right by clients at every opportunity A minimum of four years’ financial services experience working with retail clients, with proven success in providing advice and consultation, and in managing, developing, and expanding client relationships Strong industry and market knowledge Excellent consultative, interpersonal, and communication skills WHAT YOU’LL GET: Comprehensive Compensation and Benefits package. Financial Health: 401k Match, Employee Stock Purchase Plan, Employee Discounts, Personalized advice, Brokerage discounts. Work/Life Balance: Sabbatical, Paid Parental Leave, New Mothers returning to work Program, Tuition Reimbursement Programs, Time off to volunteer, Employee Matching Gifts Program. Everyday Wellness: Health and Lifestyle Wellness Rewards, Onsite Fitness Classes, Healthy Food Choices, Wellness Champions. Inclusion: Employee Resource Groups, Commitment to diversity, Strategic partnerships. Not just a job, but a career, with an opportunity to do the best work of your life. Learn more about LifeSchwab. EDUCATION, LICENSES, AND DESIGNATIONS: Bachelor’s degree required A valid and active Series 7 license is required A valid and active Series 66 (63/65) license is required (may be obtained within a 90-day condition of employment) A valid and active Life and Health Insurance license is required (may be obtained within a 120-day condition of employment) CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is preferred

jobs byAdzuna

Managing Director of Mutual Fund & ETF Platform Strategy

new4 days ago
favorite_border

Reporting into the Vice President, MF, ETF & 529 Platform Management, the Managing Director will be responsible for developing strategies and leading projects that will help build and maintain Schwab’s industry-leading MF, ETF & 529 offers. The Managing Director will work closely with internal and external partners developing strategies to address changing industry trends, to evolve our business and economic model, pursue market growth opportunities and improve internal business processes and operations. This role will also have the opportunity to be closely involved in the implementation of these strategic initiatives. The Managing Director will also be responsible for developing and maintaining critical data functions, including internal management reporting, external PR reporting and data capabilities. Ownership of the data & reporting functionality will support robust analytics for the strategy projects as well as data-driven decision making for the leadership team. The successful candidate must be energetic and enthusiastic about strategy, analytics and financial services. They will be self-motivated, results oriented and able to independently lead major strategic initiatives. What you have: Significant work experience in consulting, investment banking, corporate development and/or internal strategy function; prior experience in financial services preferred Bachelor’s degree; MBA and/or equivalent post-MBA level experience High degree of comfort dealing with ambiguity; comfort in a dynamic and fast-moving work environment A strategic thinker with strong business judgment and analytical skills, who is able to problem solve as issues arise Excellent project management skills, including attention to detail and the ability to multi-task and work efficiently (independently and with teams), to meet tight deadlines with minimal supervision. Strong relationship building and partnerships skills; a strong team player with experience leading others both directly and indirectly Superior communication skills, both written and verbal, with demonstrated ability developing materials and effectively presenting to executive audiences Expert user of PowerPoint and Excel, with ability to effectively guide/train team to develop expert level skills Strong preference for prior experience in Financial Services including experience with financial products, financial services technology and/or the retail brokerage industry

jobs byAdzuna

VP, Virtual Financial Consultant

new4 days ago
favorite_border

As a Virtual Financial Consultant, you’ll need an entrepreneurial spirit and a passion for building a growing practice focused on client needs. The Virtual Financial Consultant works collaboratively as a team to proactively grow an affluent wealth management practice and work with clients virtually using innovative technology tools to determine appropriate service and solution strategies to deepen relationships The Virtual Financial Consultants will develop and execute on a business plan to generate new clients. They will proactively generate prospects through partnerships and relationship development. The Virtual Financial Consultants help the firm grow and are responsible for providing planning based wealth management for affluent clients. Virtual Financial Consultants also focus on developing referrals as well as increasing net asset flow and offering advised solutions. Schwab Virtual Financial Consultants: Are launched with a practice of existing Schwab clients that they build upon with the full backing, support, and extensive resources of Schwab. Are part of a team of experts who provide guidance to clients over the phone and/or video conference. Are compensated, as a team, for the solutions and value they deliver. Partner with specialists across the company who help them achieve their personal and professional goals, which are always set high and client-focused. Primary responsibilities include: Work collaboratively in a team environment to support existing client’s, while prospecting to build new relationships Utilize virtual communication tools to practice consultative planning based wealth management approach to best assess and find appropriate solutions to meet client’s needs. Leverage expertise and knowledge of the securities industry and markets to analyze and interpret client’s investment objectives and provide investment advice suited to meet their needs. Increase brand awareness by prospecting, soliciting referrals and leveraging relationships with centers of influence. Execute a consistent client relationship management process that delights clients, drives referrals, and retains clients at Schwab for life. Engage with clients to inspire a level of trust that increases retention, client promoter scores and positive feedback Leverage existing relationship resources (i.e. planning tools, etc.) to deepen and retain client relationships. Build relationships with key business partners and connect with others across the firm to drive results and provide the best client experience. Identify innovative ways to engage with clients by leveraging technology tools. WHAT YOU HAVE: A desire to change the way you look at your career An entrepreneurial spirit and drive enhanced by your ability to leverage technology to engage with clients. A compass that points toward doing right by clients at every opportunity A minimum of four years’ financial services experience working with retail clients, with proven success in providing advice and consultation, and in managing, developing, and expanding client relationships Strong industry and market knowledge Excellent consultative, interpersonal, and communication skills WHAT YOU’LL GET: World class training that goes deeper than numbers and products An initial practice with existing Schwab clients with the ability to increase and grow your client base. A modern infrastructure and an extensive network of products and specialists A collaborative, supportive work environment Extensive support in the form of coaching, continuing education, and marketing support Everyday Wellness: Healthy Rewards, Healthy Choices, Wellness Champions Financial fitness: 401(k) match, employee discounts, personalized advice, brokerage discounts Work/life balance: Sabbatical, New Mothers Returning to Work Program, tuition reimbursement programs, time off to volunteer Inclusion: Employee resource groups, commitment to diversity, strategic partnerships Not just a job, but a career worth owning, with an opportunity to do the best work of your life Learn more about LifeSchwab. EDUCATION, LICENSES, AND DESIGNATIONS: Bachelor’s degree required A valid and active Series 7 license is required A valid and active Series 66 (63/65) license is required (may be obtained within a 90-day condition of employment) A valid and active Life and Health Insurance license is required (may be obtained within a 120-day condition of employment) CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is preferred

jobs byAdzuna

Vice President, Financial Consultant

new4 days ago
favorite_border

The Financial Consultant position is part of our Branch Network, which is responsible for providing wealth management and financial planning advice to individuals and families. Managing wealth on behalf of our clients may include: retirement planning, education planning, investment management, and estate planning, as well as partnering with specialists to offer banking, insurance, and lending solutions. In this capacity, the Financial Consultant is responsible for providing an exceptional investor experience for clients with more than $250,000 in assets. Financial Consultants also focus on developing referrals as well as increasing net asset flow and offering advised solutions. WHAT YOU HAVE: A desire to change the way you look at your career An entrepreneurial spirit and drive A compass that points toward doing right by clients at every opportunity A minimum of four years’ financial services experience working with retail clients, with proven success in providing advice and consultation, and in managing, developing, and expanding client relationships Strong industry and market knowledge Excellent consultative, interpersonal, and communication skills WHAT YOU’LL GET: Comprehensive Compensation and Benefits package. Financial Health: 401k Match, Employee Stock Purchase Plan, Employee Discounts, Personalized advice, Brokerage discounts. Work/Life Balance: Sabbatical, Paid Parental Leave, New Mothers returning to work Program, Tuition Reimbursement Programs, Time off to volunteer, Employee Matching Gifts Program. Everyday Wellness: Health and Lifestyle Wellness Rewards, Onsite Fitness Classes, Healthy Food Choices, Wellness Champions. Inclusion: Employee Resource Groups, Commitment to diversity, Strategic partnerships. Not just a job, but a career, with an opportunity to do the best work of your life. Learn more about LifeSchwab. EDUCATION, LICENSES, AND DESIGNATIONS: Bachelor’s degree required A valid and active Series 7 license is required A valid and active Series 66 (63/65) license is required (may be obtained within a 90-day condition of employment) A valid and active Life and Health Insurance license is required (may be obtained within a 120-day condition of employment) CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is preferred

jobs byAdzuna

Vice President, Financial Consultant

new4 days ago
favorite_border

The Financial Consultant position is part of our Branch Network, which is responsible for providing wealth management and financial planning advice to individuals and families. Managing wealth on behalf of our clients may include: retirement planning, education planning, investment management, and estate planning, as well as partnering with specialists to offer banking, insurance, and lending solutions. In this capacity, the Financial Consultant is responsible for providing an exceptional investor experience for clients with more than $250,000 in assets. Financial Consultants also focus on developing referrals as well as increasing net asset flow and offering advised solutions. To learn more about the culture at Schwab, click here to meet our people. What you have: A desire to change the way you look at your career An entrepreneurial spirit and drive A compass that points toward doing right by clients at every opportunity A minimum of four years’ financial services experience working with retail clients, with proven success in providing advice and consultation, and in managing, developing, and expanding client relationships Strong industry and market knowledge Excellent consultative, interpersonal, and communication skills EDUCATION, LICENSES, AND DESIGNATIONS: Bachelor’s degree required A valid and active Series 7 license is required A valid and active Series 66 (63/65) license is required (may be obtained within a 90-day condition of employment) A valid and active Life and Health Insurance license is required (may be obtained within a 120-day condition of employment) CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is preferred

jobs byAdzuna

VP, Financial Consultant

new4 days ago
favorite_border

The Financial Consultant position is part of our Branch Network, which is responsible for providing wealth management and financial planning advice to individuals and families. Managing wealth on behalf of our clients may include: retirement planning, education planning, investment management, and estate planning, as well as partnering with specialists to offer banking, insurance, and lending solutions. In this capacity, the Financial Consultant is responsible for providing an exceptional investor experience for clients with more than $250,000 in assets. Financial Consultants also focus on developing referrals as well as increasing net asset flow and offering advised solutions. WHAT YOU HAVE: A desire to change the way you look at your career An entrepreneurial spirit and drive A compass that points toward doing right by clients at every opportunity A minimum of four years’ financial services experience working with retail clients, with proven success in providing advice and consultation, and in managing, developing, and expanding client relationships Strong industry and market knowledge Excellent consultative, interpersonal, and communication skills WHAT YOU’LL GET: Comprehensive Compensation and Benefits package. Financial Health: 401k Match, Employee Stock Purchase Plan, Employee Discounts, Personalized advice, Brokerage discounts. Work/Life Balance: Sabbatical, Paid Parental Leave, New Mothers returning to work Program, Tuition Reimbursement Programs, Time off to volunteer, Employee Matching Gifts Program. Everyday Wellness: Health and Lifestyle Wellness Rewards, Onsite Fitness Classes, Healthy Food Choices, Wellness Champions. Inclusion: Employee Resource Groups, Commitment to diversity, Strategic partnerships. Not just a job, but a career, with an opportunity to do the best work of your life. Learn more about LifeSchwab. EDUCATION, LICENSES, AND DESIGNATIONS: Bachelor’s degree required A valid and active Series 7 license is required A valid and active Series 66 (63/65) license is required (may be obtained within a 90-day condition of employment) A valid and active Life and Health Insurance license is required (may be obtained within a 120-day condition of employment) CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is preferred

jobs byAdzuna

VP, Compliance Business Solutions

new4 days ago
favorite_border

This rapidly growing busines sallows us to help meet the employee monitoring needs of our institutional clients, some of whom are the largest and most recognized brands in the world, while also leveraging all the tools and resources of Schwab to help employees achieve their financial goals. Reporting to the SVP of Workplace Financial Solutions, which includes Schwab’s retail B2B businesses: Compliance Solutions, Financial Wellness and Employee Branch Services and Stock Plan Services, , the Vice President & General Manager of Compliance Solutions Business will lead the overall business including strategy, sales, business development, service, onboarding, and product management Additional responsibilities will include: Shape and drive execution of the development of the Compliance Solutions business encompassing sales and marketing strategy, pricing decisions, and product development Refine strategic efforts to raise assets for Compliance Solutions and Schwab through relationship building with client’s C-suite, as well as Schwab executives and Officers of other internal businesses. Lead and develop the teams responsible for revenue delivery, relationship management of 2300 existing clients and a total organization of seventy people Serve as a key member of the leadership team of the Workplace Financial Solutions and manage expense budgets, resources and trade-offs to ensure prioritization of the most impactful initiatives and participate on cross organization committees. Optimize performance of the group with increased operation of the channels and associated best practices and cultural/market trends and maintain a deep understanding of Employee Monitoring trends and Compliance Solutions’ offering. Collaborate with key partners throughout the firm including Investor and Advisor Services Client Experience on product development to enable cross-selling. Articulate this approach to the sales team, our internal partners and our support organizations. Collaborate with Marketing partners to develop a branding and communication strategy establishing us as the market leader. Negotiate pricing and sign sales agreements with officers of our clients and prospects (150 per year), as well as represent the business more broadly inside and outside of Schwab (presenter at industry events, sit on CBS/Client Solutions/Schwab committees/working groups). Ideal Profile: 15 years experience where his/her responsibilities included budget, sales goals, people and operational leadership. Ideally, leadership experience in a business-to-business product and/or technology solution business in financial services. Provide inspirational leadership and build high performing; cross-functional work teams rallied around the strategy, where there is not direct management. Deep functional expertise in designated brokerage services. Well-versed in industry trends, best practices, and the competitive landscape. Exceptionally client focused; able to effectively and quickly build relationships and establish trust, respect, competence and confidence. Thrives on initiating, building and cultivating strong relationships inside and outside; highly collaborative; navigates and activates alignment across organizational silos. Builds high performing; diverse, cross-functional work teams rallied around the strategy. Nimble, adaptable, comfortable with ambiguity; able to course correct when confronted with changing decisions and circumstances; facile in a matrix organization; able to influence and lead; able to quickly establish oneself as a “go to” partner Experience consulting with all levels of management and working collaboratively with various groups with potentially disparate objectives. Driven to achieve results, set and achieve compelling goals and meet tight schedules; demonstrate tenacity and persistence; Proven oral and written communication skills, including experience developing and delivering presentations to senior management and large audiences Effectively assesses and selects talent for the firm providing balance, direct and actionable feedback to employees. Excellent analytical skills, including the ability to anticipate issues and be proactive about dealing with them. Familiarity with range of different financial products and asset classes. BA/BS degree or equivalent work experience; MBA preferred. Licensed with a series 7, 63, 65, and 24.

jobs byAdzuna

VP, Financial Consultant

new4 days ago
favorite_border

The Financial Consultant position is part of our Branch Network, which is responsible for providing wealth management and financial planning advice to individuals and families. Managing wealth on behalf of our clients may include: retirement planning, education planning, investment management, and estate planning, as well as partnering with specialists to offer banking, insurance, and lending solutions. In this capacity, the Financial Consultant is responsible for providing an exceptional investor experience for clients with more than $250,000 in assets. Financial Consultants also focus on developing referrals as well as increasing net asset flow and offering advised solutions. WHAT YOU HAVE: A desire to change the way you look at your career An entrepreneurial spirit and drive A compass that points toward doing right by clients at every opportunity A minimum of four years’ financial services experience working with retail clients, with proven success in providing advice and consultation, and in managing, developing, and expanding client relationships Strong industry and market knowledge Excellent consultative, interpersonal, and communication skills WHAT YOULL GET: Comprehensive Compensation and Benefits package Financial Health: 401k Match, Employee Stock Purchase Plan, Employee Discounts, Personalized advice, Brokerage discounts Work/Life Balance: Sabbatical, Paid Parental Leave, New Mothers returning to work Program, Tuition Reimbursement Programs, Time off to volunteer, Employee Matching Gifts Program Everyday Wellness: Health and Lifestyle Wellness Rewards, Onsite Fitness Classes, Healthy Food Choices, Wellness Champions Inclusion: Employee Resource Groups, Commitment to diversity, Strategic partnerships Not just a job, but a career, with an opportunity to do the best work of your life Learn more about LifeSchwab. EDUCATION, LICENSES, AND DESIGNATIONS: Bachelor’s degree required A valid and active Series 7 license is required A valid and active Series 66 (63/65) license is required (may be obtained within a 90-day condition of employment) A valid and active Life and Health Insurance license is required (may be obtained within a 120-day condition of employment) CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is preferred

jobs byAdzuna

Managing Director of Mutual Fund & ETF Platform Strategy

new4 days ago
favorite_border

Reporting into the Vice President, MF, ETF & 529 Platform Management, the Managing Director will be responsible for developing strategies and leading projects that will help build and maintain Schwab’s industry-leading MF, ETF & 529 offers. The Managing Director will work closely with internal and external partners developing strategies to address changing industry trends, to evolve our business and economic model, pursue market growth opportunities and improve internal business processes and operations. This role will also have the opportunity to be closely involved in the implementation of these strategic initiatives. The Managing Director will also be responsible for developing and maintaining critical data functions, including internal management reporting, external PR reporting and data capabilities. Ownership of the data & reporting functionality will support robust analytics for the strategy projects as well as data-driven decision making for the leadership team. The successful candidate must be energetic and enthusiastic about strategy, analytics and financial services. They will be self-motivated, results oriented and able to independently lead major strategic initiatives. What you have: Significant work experience in consulting, investment banking, corporate development and/or internal strategy function; prior experience in financial services preferred Bachelor’s degree; MBA and/or equivalent post-MBA level experience High degree of comfort dealing with ambiguity; comfort in a dynamic and fast-moving work environment A strategic thinker with strong business judgment and analytical skills, who is able to problem solve as issues arise Excellent project management skills, including attention to detail and the ability to multi-task and work efficiently (independently and with teams), to meet tight deadlines with minimal supervision. Strong relationship building and partnerships skills; a strong team player with experience leading others both directly and indirectly Superior communication skills, both written and verbal, with demonstrated ability developing materials and effectively presenting to executive audiences Expert user of PowerPoint and Excel, with ability to effectively guide/train team to develop expert level skills Strong preference for prior experience in Financial Services including experience with financial products, financial services technology and/or the retail brokerage industry

jobs byAdzuna

Financial Consultant Partner - Milwaukee, WI

4 days ago
favorite_border

Charles Schwab - Investor Services What you'll do: As a Financial Consultant Partner at Charles Schwab, you will operate in a team-based model partnered with one to three Sr. Financial Consultants

jobs byZipRecruiter

Customer Verification Associate

4 days ago
favorite_border

This is a high volume processing and will also include direct communication with new Charles Schwab Clients. This department is heavily monitored and adheres to strict quality assurance requirements

jobs byZipRecruiter

Associate Financial Consultant

5 days ago
favorite_border

Charles Schwab - Investor Services. What you'll do: Building strong, personal relationships with our clients is a key component of Schwab's business strategy. The Associate Financial Consultant will ...

jobs byZipRecruiter

Senior Digital Product Manager - Portfolio Management

6 days ago
favorite_border

Charles Schwab Co., Inc. is an equal opportunity and affirmative action employer committed to diversifying its workforce. It is Schwab's policy to provide equal employment opportunities to all ...

jobs byZipRecruiter

RESEARCH ANALYST/TRADER

18 days ago
favorite_border

Communicate with custodians (Charles Schwab and Fidelity) regarding fund approval and reporting * Review client statements and transactions to address advisor or client-related questions * Trading ...

jobs byZipRecruiter

Solutions Architect

20 days ago
favorite_border

Our Opportunity Charles Schwab Investment Advisory (CSIA) is a separately registered investment advisor and an affiliate of Charles Schwab Co., Inc. (CSCo). CSIA creates diversified portfolios of ...

jobs byZipRecruiter

Part-Time Executive Assistant

24 days ago
favorite_border

OVERVIEW Charles and Helen Schwab Foundation (CHSF), a family foundation with headquarters in San Francisco, is looking for a part-time Executive Assistant. This position will support the Executive ...

jobs byZipRecruiter

Stock Plan Analyst

25 days ago
favorite_border

Use Charles Schwab Equiview platform to ensure all equity plan transactions (grants, exercises, dispositions, etc.) are correctly processed in a timely manner * Prepare equity summary for the board ...

jobs byZipRecruiter

Country :

USAUKBrazilFrance
Language :
EnglishSpanish
copyright2019 YAKAZ